Property Market

Tips on how to sell your home abroad

Property Market

homeIf you’re like one of the many people who own a house abroad, you may look into selling them at some point in the future especially when you decide that you no longer have any use for it or when you’re in need of money. You may also look into selling or renting your property home.

When you’re at a point of finally selling your home abroad, you may look into selling it on your own or hire an agency to market on your behalf. It can also be a hassle to sell them as you’re not physically there when it comes to managing to sell your property. So to help you sell your home, we’ve come up with some useful tips below.


The first thing the buyer will see is the exterior of your home. It’s also important to make a good impression for buyers as this will make them more interested in your property. You should look into making improve outside the house, and this may mean repainting the walls or changing the colour of your walls entirely. If you have an outside garden, you may also want to invest in maintenance or adding small improvements.

Best feature

When marketing, make sure to highlight the best feature of your home. Each house will vary depending on the built. Your house may be located in the city centre or a good area. The best feature could even be the patio or a nice balcony. Whatever it is, make sure they are highlighted as this will attract more people into buying your home.


Although exteriors make a good impression, the cleanliness of your home can also make a huge difference. It’s an obvious tip, but you’ll need to keep in mind that when holding a viewing, ensure the house is spotless.

How to attract people into buying your home

Property Market

property for sale

For many homeowners who are in the process of selling their homes or simply struggling to sell their property, it would be ideal to make some improvements to attract more home buyers. Usually, sellers would decide not to make any changes since they are already leaving their home.

But did you know that you’re most likely to reap a bigger reward for investing on your home? Even just by improving some areas of your home can help you sell it at a higher price. If you’re interested in upgrading, we advise you to follow our tips below.


Backyards or gardens are one of the main selling points of your home. Buyers love to see a well-maintained back garden as they love the idea of using it for the summer with their friends and family. It would be a big mistake to leave your patio in a mess as you could be missing out on a big return.


Ideally, people may also look for storage space around the house. If your home doesn’t have enough storage spaces, you may want to invest in adding a garage or simply building storage cupboards and units in each room as this will help increase the value of your home.


Hardwood flooring is much more favourable than carpets as they are easier to maintain in the longer run. If you think your flooring is not up to scratch, it’s time to invest in a new shiny hardwood floor. This will attract more interest to your home.

Energy saving

Buyers would want to invest in a property that comes with appliances or windows that helps them reduce energy consumption. Ensure that your property has double glazing. You may also want to invest in devices that are energy efficient. This reduces their energy bill.

Using Your Property to Release Cash Fast

Using Your Property to Release Cash Fast

Property Market

If you need to free up some cash quickly and you own your own property, you have several options available to you. The first and most popular option is to remortgage your home – this is essentially taking out a loan against part of the value of your home which you pay back over a number of years while retaining ownership of your property.

Another option if you are looking to sell or require a larger amount, is to find a company that buys houses fast for cash. These companies won’t offer you the highest amount for your property but they will potentially offer you the fastest way to get your hands on a large amount of money. This is a great option if you are moving house and your buyer pulls out and you want to stay in a chain, or if you need finances for unexpected fees such as funding a care home or large medical bills.

Equity release is another option, this allows you to cash in a part of the value of your house while still being able to legally live there. There are many reasons that people choose to do this, some of which will be covered in this article. There are also a few different ways you can go about releasing the equity on your home – we will also go through these and make sure that you are fully understanding of what this means and what rights you will have.

Knowing all of the facts before you make any final decision will stop you from being scammed or losing out on money that you could otherwise have.

As a quick introduction, equity is the difference between the current market value of the property, and the amount the owner still owes on the mortgage. The part of the house which is mortgaged is technically owned by the bank, until the owner has paid back the mortgage. Equity release involves making this difference available to the owner (either all or part of the equity) so they can make use of the cash. However, this money will be added on to the amount that they then owe to the bank – essentially becoming a new part of the mortgage.

Many people choose to release their equity for a number of reasons. One of the most common reasons is that people often need some money to do home repairs. Many people find that if damage is caused to the house that their insurance won’t cover then they can use their equity to help pay to repair this damage. Another common reason to release equity is when two home owners are splitting up the property due to divorce or separation. By releasing the equity, then the two home owners may have enough money for a deposit on another property, and they can then split up the remains onto separate mortgages.…

Benefits Of Buy To Let Mortgages

Benefits Of Buy To Let Mortgages

Property Market

Buying to let mortgages have grown in popularity since they were first introduced in 1996. The increased allure of these investments has forced changes in banking and lending policies to accommodate buy to let arrangements. Lenders used to offer only variable-rate loans, but they now offer fixed rates, trackers, flexible rates, and discounts. These benefits alone could save investors thousands of pounds sterling over the course of the lending periods.

Benefits of Investing in Real Estate The long-term benefits include most of the traditional advantages of home ownership. The letting fees cover the loan payments, and most rentals include a financial cushion to cover incidental repairs and maintenance. Owners pocket any excess funds, which Inland Revenue treats as ordinary income. Other pluses include the following advantages.

  • The long-term outlook for property values makes real estate investments safer than stocks.
  • Insurance cover lets owners guard against many perils.
  • Excess letting fees and equity produce steady income.
  • The demand for rental properties thrives in the U.K.
  • The tangible benefits of ownership include having collateral for future investments or emergency loans.
  • Rising rents, better loan deals, and lower home prices make buy to let mortgages very attractive to investors.

Making Arrangements for Best Advantage

These deals have some drawbacks, but careful research and proactive measures can limit unpleasant eventualities. Lenders usually ask for a down payment of at least 25 percent, higher than most home loans. Landlords should set rates of 125–150 percent of their loan payments to cover incidentals and periods of vacancy.

The most difficult problems arise from landlord obligations. Repairs, inspections, and responsibility for properties pass to landlords. Screening tenants carefully, insuring against threats, and hiring letting agencies offer workable solutions to handle these problems. People handy with tools might want to make a go of handling repairs personally, but they should prepare to give up nights, weekends and the occasional holiday.

These investments rarely earn quick money, but they make solid, long-term investments for stable people. High divorce rates, university housing demands, and the trend toward single occupancy make rentals flourish. Investors that do their homework could find lucrative investments that need little work from them to earn generous dividends.


Where To Find The Best Value Buy To Let Mortgages Online

Where To Find The Best Value Buy To Let Mortgages Online

Property Market

Investors have two choices when looking for buy to let loans online. The first option is to research individual companies to find out their terms and requirements. This method could prove time consuming, but online browsing beats phone calls or personal visits to banks and lenders.

The most effective way to find letting deals involves using a comparison site to evaluate several lenders. Buying to let has grown in popularity, and experts estimate that over a million U.K. citizens hold these types of mortgages. Banks used to require 25 percent down payments, and rental prices needed to cover 125 percent of annual loan payments.

The banks now offer competitive deals, basing down payments on personal credit. Some lenders even accept rental payments that only total 100 percent of annual loan payments. Home prices are rising again, and banks anticipate increases in equity to make up any shortfalls. Competition for these mortgages has also brought about more favourable terms.

Compare Vendors or Find Property Online

Online comparison engines make it simple to compare interest rates, down payments, and other particulars. Dedicated websites find the ideal loan, so a landlord only needs to look for qualified tenants. Online research helps consumers find out details about the following situations.

  • Investors can buy singly or enter partnerships to buy property.
  • Some lenders offer loans to Special Purpose Vehicle Limited Companies that protect loan property from bankruptcies.
  • Limited Liability Partnerships protect one or more partners from certain obligations. Some lenders will offer loans to these entities.
  • Online calculators help consumers analyse interest rates, payments, and their financial health.
  • Online advice provides useful checklists of facts to consider. Property values could rise or fall. Landlords might need to pay added insurance covers, management fees for hiring letting agencies, service charges for flats, and stamp duties.

Consumers can discover valuable resources through online sites, including tax advice, how to screen tenants, and facts to consider when choosing property. Research not only helps find the best loan but also assists buyers in finding viable property.

How To Photograph Your Property

How To Photograph Your Property

Property Market

When you come to sell a home, of course a lot is riding on the quality of the photos you include with the listing. This is true whether the property will be listed exclusively online, in a brochure or even in the window of your estate agent’s offices.

Surprisingly, many people still fail to understand the basics of taking great pictures of a property you’re intending to sell. Here are a few tips to bear in mind when you get to the stage of taking photos of your property.

1) Remember this could make or break a deal

The number one rule here has to be to not forget how important these pictures are. So many sellers treat them as an afterthought, perhaps because they known their own property well and fail to put themselves in the shoes of a potential buyer. Viewers do not know what your home looks like and they’re relying on these pictures to tell them where to invest tens or hundreds of thousands of pounds.

2) Be comprehensive

If you only include photos of two or three rooms when you’re trying to sell a large house, it’s going to come across as lazy at best, and very suspicious at worst. It may appear that you have something to hide by not showing off every room in the house. Try to include as many rooms as possible.

3) Tidy up beforehand

Is this point too obvious? Take a look at some of the listings in your local area, and we can guarantee you’ll spot some examples where the seller would have made more of an effort to spruce the place up before taking their promotional photos. Clutter makes it hard for your viewers to imagine themselves moving in, and generally looks unattractive.

4) Get the light right

Another common problem with property photos is that they come out way too dark. The flash on your camera will often produce overly harsh light, so this isn’t an ideal solution. Unless your property benefits from great natural lighting, turning on as many lights as possible is usually an easy solution.

5) Use a real camera

Smartphones are getting better and better cameras all the time, but most will still struggle to take professional-standard photos indoors with limited lighting. A professional DSLR camera will typically produce much better results, as long as the photographer knows how to handle it.…

Dealing With A Seller’s Market

Dealing With A Seller’s Market

Property Market

Unfortunately for buyers, the power in the current UK property market still remains with sellers. Due to high demand, they have free reign to pull out of your agreement at the last minute if something better comes along, which can be very frustrating and often seems unfair. Here we outline a few areas that you might be feeling anxious about, and provide some advice on getting the best possible outcome.

Firstly, gazumping is a major issue in the UK and has been for some time, although the situation has improved a little on the whole. It basically refers to being outbid on a property by a rival buyer, even though you have already agreed and confirmed a deal with the seller. In England and Wales, this breach of an agreement does not actually constitute a violation of the law, although in Scotland that’s not the case and you can actually file a lawsuit against the seller.

Whilst this practice seems immoral and can be exhausting, bear in mind the following tips to help you avoid getting into the same situation:

  • If you move fast, there’s less chance of being outbid, so get your mortgage arrangements done ASAP.
  • Make sure your offer is actually fair to minimise the chance of the seller actively looking for better offers.
  • Ensure the property is taken off the market as soon as possible once your sale has been agreed formally.
  • Agents do not want this to happen, because it will negatively affect their reputation. You can work with them to try and make sure you don’t get gazumped.

Sellers may also change their mind about selling because they decide they want to keep the property for themselves. Sometimes if the market starts to pick up and there’s a good chance of the home’s value increasing within the coming months, sellers will decide to keep their investment and wait for the price to become inflated.

Upcoming changes in legislation could also influence a seller’s decision to put their sale on hold, if they stand to gain something financially from waiting. Another possibility is that the seller’s property chain collapses due to a problem further along the line, and unfortunately this tends to have a knock-on effect.

The bad news is that in any of these situations there is very little you can do. Once you have agreed a sale you are committed to buying it and you will probably incur some costs in the process of preparing to move, but if the seller does abandon the transaction you are not offered any legal protection. That is unless you have evidence that the reason for the cancelled sale was actually based on some form of discrimination against you, and in this situation you should consult with professionals for legal advice.…